✅ Use the spreadsheet functions (PV, FV, PMT, RATE, NPV, IRR) – many professors accept Excel printouts as solutions, which mirror the book's problems.

✅ Buy the used Spanish edition (e.g., 14th ed. on IberLibro or Amazon) + rent the official e-solution manual via Pearson+.

If you are an instructor, request an official "Instructor's Solution Manual" directly from Pearson by verifying your faculty status.